Banco Bradesco S.a. (BBD) Financial Statements

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Banco Bradesco financial statements at a glance

Banco Bradesco reported revenue of 117.81 billion BRL for fiscal year 2025 (ended December 31, 2025), up 10.9% from fiscal year 2024. Net income was 11.27 billion BRL, a net margin of 9.6%, and diluted earnings per share were 2.13 BRL.

At the end of fiscal year 2025 it had total assets of 2.33 trillion BRL, total liabilities of 2.15 trillion BRL and shareholders' equity of 178.42 billion BRL, with cash of 160.84 billion BRL and total debt of 448.69 billion BRL.

Its operations brought in -62.53 billion BRL of cash; capital spending was 11.63 billion BRL, leaving free cash flow of -74.16 billion BRL.

The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.

Figures from company filings, in BRL; latest fiscal year ended December 31, 2025.

BBD logo

Banco Bradesco S.a.

BBDBrazil
Financial Services
BRL (Local)

Income Statement

Annual • BRL

Total Revenue
117.81B
Prev Year: 106.22B
YoY: +10.9%
Net Interest Income
73.27B
Prev Year: 67.45B
YoY: +8.6%
Interest Income
267.11B
Prev Year: 211.73B
YoY: +26.2%
Interest Expense
193.84B
Prev Year: 144.28B
YoY: +34.4%
Amortization of Intangibles
4.62B
Prev Year: 3.81B
YoY: +21.3%
Depreciation
2.45B
Prev Year: 2.57B
YoY: -4.7%
Selling General and Administrative
44.98B
Prev Year: 43.10B
YoY: +4.4%
Selling and Marketing Expense
5.75B
Prev Year: 5.42B
YoY: +6.2%
General and Administrative Expense
39.23B
Prev Year: 37.68B
YoY: +4.1%
Other General and Administrative
14.69B
Prev Year: 14.45B
YoY: +1.6%
Rent and Landing Fees
98.85M
Prev Year: 138.17M
YoY: -28.5%
Salaries and Wages
24.44B
Prev Year: 22.28B
YoY: +9.7%
Operating Revenue
117.81B
Other Noninterest Expense
8.09B
Prev Year: 7.76B
YoY: +4.2%
Special Income Charges
-8.53B
Prev Year: 191.95M
YoY: -4541.3%
Provision for Credit Losses
-
Prev Year: -26.64B
Pre-tax Income
21.02B
Prev Year: 16.90B
YoY: +24.4%
Non Interest Expense
-
Prev Year: 63.19B
Provision for Income Taxes
-2.90B
Prev Year: -641.64M
YoY: -352.0%
Income from Associates and Other Participating Interests
-
Prev Year: 1.53B
Net Income Common Stockholders
11.27B
Prev Year: 17.25B
YoY: -34.7%
Net Income
23.67B
Prev Year: 17.25B
YoY: +37.2%
Net Income Including Non-Controlling Interests
23.92B
Prev Year: 17.54B
YoY: +36.4%
Net Income from Continuing Operations
23.92B
Prev Year: 17.54B
YoY: +36.4%
Noncontrolling Interests
-251.93M
Prev Year: -289.25M
YoY: +12.9%
Diluted NI Available to Com Stockholders
11.27B
Prev Year: 17.25B
YoY: -34.7%
Basic EPS
2.13
Diluted EPS
2.13
Weighted Average Shares (basic)
10.58B
Weighted Average Shares (diluted)
10.58B
Net Income from Continuing and Discontinued Operation
23.67B
Prev Year: 17.25B
YoY: +37.2%
Normalized Income
29.30B
Prev Year: 17.13B
YoY: +71.1%
Interest Income After Provision for Loan Loss
-
Prev Year: 40.82B
Reconciled Depreciation
7.06B
Prev Year: 6.73B
YoY: +4.9%
Net Income from Continuing Operation Net Minority Interest
23.67B
Prev Year: 17.25B
YoY: +37.2%
Total Unusual Items Excluding Goodwill
-8.53B
Prev Year: 191.95M
YoY: -4541.3%
Total Money Market Investments
-
Prev Year: 8.89B
Total Unusual Items
-8.53B
Prev Year: 191.95M
YoY: -4541.3%
Tax Rate for Calcs
0.34
Prev Year: 0
YoY: +113233.3%
Tax Effect of Unusual Items
-2.90B
Prev Year: 65.26M
YoY: -4541.3%
Rent Expense (supplemental)
98.85M
Prev Year: 138.17M
YoY: -28.5%
Preferred Stock Dividends
12.40B
Other Non-operating Income (expense)
-1.62B
Prev Year: -1.22B
YoY: -32.9%
Other Special Charges
8.53B
Prev Year: -191.95M
YoY: +4541.3%
Gain on Sale of Securities
2.14B
Prev Year: -1.22B
YoY: +275.3%
Depreciation Amortization Depletion
7.06B
Prev Year: 6.37B
YoY: +10.9%
Depreciation and amortization
7.06B
Prev Year: 6.37B
YoY: +10.9%
Amortization
4.62B
Prev Year: 3.81B
YoY: +21.3%
Values in BRL

Banco Bradesco key figures by fiscal year

FY2025FY2024FY2023FY2022FY2021
Revenue117.8B BRL106.2B BRL100.3B BRL106.3B BRL102.4B BRL
Net income11.3B BRL17.3B BRL14.3B BRL21.2B BRL23.2B BRL
Diluted EPS2.13 BRL–1.27 BRL1.89 BRL2.07 BRL
Total assets2.3T BRL2.1T BRL1.9T BRL1.8T BRL1.7T BRL
Total liabilities2.2T BRL1.9T BRL1.8T BRL1.6T BRL1.5T BRL
Shareholders' equity178.4B BRL168.4B BRL166.3B BRL159.5B BRL149.8B BRL
Cash160.8B BRL168.4B BRL171.8B BRL143.0B BRL128.4B BRL
Total debt448.7B BRL406.5B BRL359.5B BRL349.2B BRL238.9B BRL
Operating cash flow-62.5B BRL50.2B BRL-177.6M BRL49.8B BRL-102.0B BRL
Capital spending11.6B BRL8.0B BRL9.1B BRL9.4B BRL4.4B BRL
Free cash flow-74.2B BRL42.2B BRL-9.3B BRL40.4B BRL-106.4B BRL

In BRL. Fiscal years as reported by the company; statements on this page go back to fiscal year 2014.

Questions and answers

What was Banco Bradesco's revenue in fiscal year 2025?

117.81 billion BRL, up 10.9% from 106.22 billion BRL in fiscal year 2024.

How much profit does Banco Bradesco make?

Banco Bradesco reported net income of 11.27 billion BRL for fiscal year 2025 (9.6% of revenue).

How much cash and debt does Banco Bradesco have?

At the end of fiscal year 2025: cash of 160.84 billion BRL and total debt of 448.69 billion BRL.

What is Banco Bradesco's free cash flow?

-74.16 billion BRL in fiscal year 2025 (operating cash flow of -62.53 billion BRL minus capital spending of 11.63 billion BRL).

Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Data may be incomplete, delayed, or contain inaccuracies. Consult with a qualified financial advisor before making any investment decisions.
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