In Q2 fiscal 2026 (the quarter ended June 30, 2026), Citizens Financial's largest business segment was Consumer Banking, with $1.66 billion or 69% of revenue, up 7.4% from a year earlier. Next: Commercial Banking (31%).
By product or service, Capital Markets Fees brought in 32%, Service Charges and Fees brought in 26% and Wealth Fees brought in 23% of revenue in Q2 fiscal 2026.
The fastest-growing business segment from a year earlier was Commercial Banking (+13.1%).
From company filings, in USD; latest quarter ended June 30, 2026; quarterly data from Q3 fiscal 2017.

Fiscal quarters, from company filings
| Business segment | Q2 FY26 | Q1 FY26 | Q3 FY25 | Q2 FY25 | Share |
|---|---|---|---|---|---|
| Consumer Banking | $1.7B | $1.6B | $1.6B | $1.5B | 69% |
| Commercial Banking | $759.0M | $719.0M | $734.0M | $671.0M | 31% |
In USD, fiscal quarters as reported; share = part of Q2 FY26 revenue.
| Product or service | Q2 FY26 | Q1 FY26 | Q3 FY25 | Q2 FY25 | Share |
|---|---|---|---|---|---|
| Capital Markets Fees | $144.0M | $120.0M | $158.0M | $95.0M | 32% |
| Service Charges and Fees | $118.0M | $111.0M | $111.0M | $111.0M | 26% |
| Wealth Fees | $102.0M | $100.0M | $93.0M | $88.0M | 23% |
| Card Fees | $86.0M | $80.0M | $85.0M | $87.0M | 19% |
| Other Banking Fees | $1.0M | $4.0M | $5.0M | $2.0M | under 1% |
In USD, fiscal quarters as reported; share = part of Q2 FY26 revenue.
Consumer Banking and Commercial Banking (as reported for Q2 fiscal 2026).
Consumer Banking: $1.66 billion, or 69% of revenue, in Q2 fiscal 2026.
By revenue in Q2 fiscal 2026: Capital Markets Fees (32%), Service Charges and Fees (26%), Wealth Fees (23%) and Card Fees (19%).
Click a bar to see that period below. Striped bars are calculated fourth quarters; an empty slot means it could not be calculated on the same basis i
Fiscal quarter ended Jun 30, 2026
| Item | Revenue | Share |
|---|---|---|
| Consumer Banking | USD 1.66B | 68.6% |
| Commercial Banking | USD 759.00M | 31.4% |
| Corporate and otheri | -USD 138.00M |
Sum of items USD 2.42B; corporate items and eliminations -USD 138.00M. Shares are of the items shown. Click an item with › to see its parts.
Every item and period in one grid. Purple = calculated; "–" = not available.
| Item | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 | Q4 FY23 | Q3 FY23 | Q2 FY23 | Q1 FY23 | Q4 FY22 | Q3 FY22 | Q2 FY22 | Q1 FY22 | Q4 FY21 | Q3 FY21 | Q2 FY21 | Q1 FY21 | Q4 FY20 | Q3 FY20 | Q2 FY20 | Q1 FY20 | Q4 FY19 | Q3 FY19 | Q2 FY19 | Q1 FY19 | Q4 FY18 | Q3 FY18 | Q2 FY18 | Q1 FY18 | Q4 FY17 | Q3 FY17 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumer Banking | 1.7B | 1.6B | – | 1.6B | 1.5B | 1.5B | – | 1.4B | 1.4B | 1.4B | – | 1.3B | 1.3B | 1.3B | 1.4B | 1.3B | 1.3B | 1.1B | 274.0M | 1.2B | 1.2B | 1.2B | 1.2B | 1.3B | 1.2B | 1.1B | 1.1B | 1.1B | 1.1B | 1.0B | 1.1B | 1.0B | 987.0M | 955.0M | – | 901.0M |
| Commercial Banking | 759.0M | 719.0M | – | 734.0M | 671.0M | 656.0M | – | 685.0M | 736.0M | 741.0M | – | 740.0M | 791.0M | 798.0M | 792.0M | 771.0M | 755.0M | 629.0M | 293.0M | 596.0M | 597.0M | 591.0M | 620.0M | 565.0M | 563.0M | 490.0M | 538.0M | 493.0M | 520.0M | 522.0M | 524.0M | 520.0M | 516.0M | 482.0M | – | 490.0M |
| Corporate and other | - 138.0M | - 159.0M | – | - 186.0M | - 181.0M | - 211.0M | – | - 197.0M | - 139.0M | - 96.0M | – | - 30.0M | 40.0M | 78.0M | 35.0M | 77.0M | - 31.0M | - 98.0M | – | - 171.0M | - 168.0M | - 146.0M | - 147.0M | - 114.0M | - 55.0M | 17.0M | 7.0M | 10.0M | 32.0M | 31.0M | 8.0M | 10.0M | 6.0M | 25.0M | – | 52.0M |
| Non-Core | – | – | – | - 3.0M | – | – | – | - 28.0M | - 31.0M | - 37.0M | – | - 41.0M | - 28.0M | - 15.0M | – | 70.0M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| All other segments | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 27.0M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |