Hdfc Bank Limited (HDB) Financial Statements

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Hdfc Bank financial statements at a glance

Hdfc Bank reported revenue of 1.93 trillion INR for fiscal year 2026 (ended March 31, 2026), down 18.8% from fiscal year 2025. Net income was 704.79 billion INR, a net margin of 36.6%.

At the end of fiscal year 2026 it had total assets of 52.62 trillion INR, total liabilities of 43.46 trillion INR and shareholders' equity of 8.17 trillion INR, with cash of 3.65 trillion INR and total debt of 6.64 trillion INR.

Its operations brought in 1.12 trillion INR of cash; capital spending was 52.78 billion INR, leaving free cash flow of 1.07 trillion INR.

The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.

Figures from company filings, in INR; latest fiscal year ended March 31, 2026.

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Hdfc Bank Limited

HDBIndia
Financial Services
INR (Local)

Income Statement

Annual • INR

Total Revenue
1.93T
Prev Year: 2.37T
YoY: -18.8%
Net Interest Income
1.50T
Prev Year: 1.40T
YoY: +6.8%
Interest Income
3.36T
Prev Year: 3.23T
YoY: +4.1%
Interest Expense
1.86T
Prev Year: 1.82T
YoY: +2.0%
Pre-tax Income
939.03B
Prev Year: 861.55B
YoY: +9.0%
Provision for Credit Losses
-
Provision for Income Taxes
211.93B
Prev Year: 175.01B
YoY: +21.1%
Non Interest Expense
-
Net Income Common Stockholders
704.79B
Prev Year: 673.51B
YoY: +4.6%
Net Income
704.79B
Prev Year: 673.51B
YoY: +4.6%
Net Income Including Non-Controlling Interests
727.10B
Prev Year: 686.53B
YoY: +5.9%
Net Income from Continuing Operations
727.10B
Prev Year: 686.53B
YoY: +5.9%
Noncontrolling Interests
-22.30B
Prev Year: -13.02B
YoY: -71.3%
Diluted NI Available to Com Stockholders
704.79B
Prev Year: 673.51B
YoY: +4.6%
Net Income from Continuing and Discontinued Operation
704.79B
Prev Year: 673.51B
YoY: +4.6%
Basic EPS
-
Prev Year: 46.405
Normalized Income
704.79B
Prev Year: 673.51B
YoY: +4.6%
Diluted EPS
-
Prev Year: 46.195
Reconciled Depreciation
61.83B
Prev Year: 63.02B
YoY: -1.9%
Weighted Average Shares (basic)
-
Prev Year: 15.26B
Net Income from Continuing Operation Net Minority Interest
704.79B
Prev Year: 673.51B
YoY: +4.6%
Weighted Average Shares (diluted)
-
Prev Year: 15.32B
Tax Rate for Calcs
0.226
Prev Year: 0.203
YoY: +11.1%
Other Non-operating Income (expense)
-36.79B
Prev Year: -62.95B
YoY: +41.6%
Interest Income After Provision for Loan Loss
-
Gain on Sale of Securities
64.45B
Prev Year: 44.47B
YoY: +44.9%
Depreciation Amortization Depletion
61.83B
Prev Year: 63.02B
YoY: -1.9%
Depreciation and amortization
61.83B
Prev Year: 63.02B
YoY: -1.9%
Total Money Market Investments
-
Amortization
20.68B
Prev Year: 25.24B
YoY: -18.1%
Amortization of Intangibles
20.68B
Prev Year: 25.24B
YoY: -18.1%
Depreciation
41.15B
Prev Year: 37.78B
YoY: +8.9%
Selling General and Administrative
628.69B
Prev Year: 1.12T
YoY: -44.1%
General and Administrative Expense
628.69B
Prev Year: 1.12T
YoY: -44.1%
Other General and Administrative
310.10B
Prev Year: 292.76B
YoY: +5.9%
Salaries and Wages
318.59B
Prev Year: 299.25B
YoY: +6.5%
Operating Revenue
1.93T
Prev Year: 2.37T
YoY: -18.8%
Occupancy And Equipment
91.06B
Prev Year: 77.73B
YoY: +17.1%
Values in INR

Hdfc Bank key figures by fiscal year

FY2026FY2025FY2024FY2023FY2022
Revenue1.9T INR2.4T INR2.0T INR1.2T INR1.0T INR
Net income704.8B INR673.5B INR622.7B INR495.4B INR386.0B INR
Diluted EPS–46.20 INR88.31 INR88.68 INR69.38 INR
Total assets52.6T INR48.2T INR44.1T INR25.8T INR21.1T INR
Total liabilities43.5T INR39.6T INR36.2T INR22.8T INR18.6T INR
Shareholders' equity8.2T INR7.7T INR6.9T INR2.9T INR2.5T INR
Cash3.7T INR3.2T INR3.4T INR2.4T INR1.6T INR
Total debt6.6T INR7.3T INR8.1T INR3.2T INR2.2T INR
Operating cash flow1.1T INR1.2T INR1.0T INR477.2B INR581.0B INR
Capital spending52.8B INR66.4B INR53.8B INR43.6B INR26.3B INR
Free cash flow1.1T INR1.1T INR968.5B INR433.6B INR554.7B INR

In INR. Fiscal years as reported by the company; statements on this page go back to fiscal year 2015.

Questions and answers

What was Hdfc Bank's revenue in fiscal year 2026?

1.93 trillion INR, down 18.8% from 2.37 trillion INR in fiscal year 2025.

How much profit does Hdfc Bank make?

Hdfc Bank reported net income of 704.79 billion INR for fiscal year 2026 (36.6% of revenue).

How much cash and debt does Hdfc Bank have?

At the end of fiscal year 2026: cash of 3.65 trillion INR and total debt of 6.64 trillion INR.

What is Hdfc Bank's free cash flow?

1.07 trillion INR in fiscal year 2026 (operating cash flow of 1.12 trillion INR minus capital spending of 52.78 billion INR).

Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Data may be incomplete, delayed, or contain inaccuracies. Consult with a qualified financial advisor before making any investment decisions.
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