Sumitomo Mitsui Financial Group, Inc. (SMFG) Financial Statements

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Sumitomo Mitsui Financial financial statements at a glance

Sumitomo Mitsui Financial reported revenue of 5.79 trillion JPY for fiscal year 2026 (ended March 31, 2026), up 14.3% from fiscal year 2025. Net income was 1.58 trillion JPY, a net margin of 27.3%, and diluted earnings per share were 411.88 JPY.

At the end of fiscal year 2026 it had total assets of 328.51 trillion JPY, total liabilities of 312.58 trillion JPY and shareholders' equity of 15.79 trillion JPY, with cash of 73.70 trillion JPY and total debt of 32.55 trillion JPY.

Its operations brought in -10.28 trillion JPY of cash; capital spending was 477.52 billion JPY, leaving free cash flow of -10.76 trillion JPY.

The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.

Figures from company filings, in JPY; latest fiscal year ended March 31, 2026.

SMFG logo

Sumitomo Mitsui Financial Group, Inc.

SMFGJapan
Financial Services
JPY (Local)

Income Statement

Annual • JPY

Total Revenue
5.79T
Prev Year: 5.07T
YoY: +14.3%
Net Interest Income
2.72T
Prev Year: 2.34T
YoY: +16.3%
Interest Income
7.22T
Prev Year: 6.93T
YoY: +4.3%
Interest Expense
4.51T
Prev Year: 4.59T
YoY: -1.9%
Non Interest Income
-
Prev Year: 2.73T
Fees And Commissions
-
Prev Year: 1.57T
Gain on Sale of Securities
-1.37B
Prev Year: -733.00M
YoY: -87.2%
Fees and Commission Income
-
Prev Year: 1.88T
Provision for Credit Losses
-
Prev Year: -344.50B
Selling General and Administrative
2.65T
Prev Year: 2.40T
YoY: +10.4%
General and Administrative Expense
2.65T
Prev Year: 2.40T
YoY: +10.4%
Other Noninterest Expense
587.34B
Prev Year: 595.56B
YoY: -1.4%
Special Income Charges
-50.25B
Prev Year: -18.80B
YoY: -167.2%
Non Interest Expense
-
Prev Year: 3.00T
Other Special Charges
45.76B
Prev Year: 11.75B
YoY: +289.3%
Occupancy And Equipment
-
Pre-tax Income
2.25T
Prev Year: 1.70T
YoY: +32.5%
Income from Associates and Other Participating Interests
-
Prev Year: -5.50B
Provision for Income Taxes
666.91B
Prev Year: 513.07B
YoY: +30.0%
Net Income Common Stockholders
1.58T
Prev Year: 1.18T
YoY: +34.4%
Other Non-operating Income (expense)
-
Net Income
1.58T
Prev Year: 1.18T
YoY: +34.4%
Net Income Including Non-Controlling Interests
1.58T
Prev Year: 1.19T
YoY: +33.5%
Net Income from Continuing Operations
1.58T
Prev Year: 1.19T
YoY: +33.5%
Diluted NI Available to Com Stockholders
1.58T
Prev Year: 1.18T
YoY: +34.4%
Basic EPS
411.97
Prev Year: 301.55
YoY: +36.6%
Diluted EPS
411.88
Prev Year: 301.48
YoY: +36.6%
Weighted Average Shares (basic)
3.84B
Prev Year: 3.91B
YoY: -1.6%
Average Dilution Earnings
-
Weighted Average Shares (diluted)
3.84B
Prev Year: 3.91B
YoY: -1.6%
Net Income from Continuing and Discontinued Operation
1.58T
Prev Year: 1.18T
YoY: +34.4%
Normalized Income
1.62T
Prev Year: 1.19T
YoY: +35.9%
Reconciled Depreciation
291.08B
Prev Year: 280.78B
YoY: +3.7%
Rent Expense (supplemental)
-
Prev Year: 0
Net Income from Continuing Operation Net Minority Interest
1.58T
Prev Year: 1.18T
YoY: +34.4%
Interest Income After Provision for Loan Loss
-
Prev Year: 1.99T
Total Unusual Items Excluding Goodwill
-50.25B
Prev Year: -18.80B
YoY: -167.2%
Total Unusual Items
-50.25B
Prev Year: -18.80B
YoY: -167.2%
Tax Rate for Calcs
0.296
Prev Year: 0
Total Money Market Investments
-
Prev Year: 918.25B
Tax Effect of Unusual Items
-14.88B
Prev Year: -5.68B
YoY: -162.2%
Noncontrolling Interests
-1.84B
Prev Year: -8.88B
YoY: +79.3%
Impairment of Capital Assets
4.50B
Prev Year: 7.05B
YoY: -36.2%
Other General and Administrative
2.65T
Prev Year: 2.40T
YoY: +10.4%
Operating Revenue
5.79T
Values in JPY

Sumitomo Mitsui Financial key figures by fiscal year

FY2026FY2025FY2024FY2023FY2022
Revenue5.8T JPY5.1T JPY4.4T JPY3.7T JPY3.4T JPY
Net income1.6T JPY1.2T JPY962.9B JPY805.8B JPY706.6B JPY
Diluted EPS411.88 JPY301.48 JPY241.45 JPY196.75 JPY171.77 JPY
Total assets328.5T JPY306.3T JPY295.2T JPY270.4T JPY257.7T JPY
Total liabilities312.6T JPY291.4T JPY280.4T JPY257.6T JPY245.5T JPY
Shareholders' equity15.8T JPY14.7T JPY14.7T JPY12.7T JPY12.1T JPY
Cash73.7T JPY75.6T JPY78.1T JPY75.9T JPY74.8T JPY
Total debt32.6T JPY32.5T JPY34.3T JPY29.4T JPY32.1T JPY
Operating cash flow-10.3T JPY5.0T JPY642.9B JPY-5.9T JPY1.5T JPY
Capital spending477.5B JPY367.0B JPY391.9B JPY299.1B JPY288.2B JPY
Free cash flow-10.8T JPY4.6T JPY251.0B JPY-6.2T JPY1.3T JPY

In JPY. Fiscal years as reported by the company; statements on this page go back to fiscal year 2015.

Questions and answers

What was Sumitomo Mitsui Financial's revenue in fiscal year 2026?

5.79 trillion JPY, up 14.3% from 5.07 trillion JPY in fiscal year 2025.

How much profit does Sumitomo Mitsui Financial make?

Sumitomo Mitsui Financial reported net income of 1.58 trillion JPY for fiscal year 2026 (27.3% of revenue).

How much cash and debt does Sumitomo Mitsui Financial have?

At the end of fiscal year 2026: cash of 73.70 trillion JPY and total debt of 32.55 trillion JPY.

What is Sumitomo Mitsui Financial's free cash flow?

-10.76 trillion JPY in fiscal year 2026 (operating cash flow of -10.28 trillion JPY minus capital spending of 477.52 billion JPY).

Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Data may be incomplete, delayed, or contain inaccuracies. Consult with a qualified financial advisor before making any investment decisions.
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