Icici Bank Limited (IBN) Financial Statements

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Icici Bank financial statements at a glance

Icici Bank reported revenue of 2.23 trillion INR for fiscal year 2026 (ended March 31, 2026), up 9.0% from fiscal year 2025. Net income was 542.08 billion INR, a net margin of 24.3%, and diluted earnings per share were 149.54 INR.

At the end of fiscal year 2026 it had total assets of 29.14 trillion INR, total liabilities of 25.35 trillion INR and shareholders' equity of 3.63 trillion INR, with cash of 2.65 trillion INR and total debt of 2.20 trillion INR.

Its operations brought in 673.25 billion INR of cash; capital spending was 37.30 billion INR, leaving free cash flow of 635.95 billion INR.

The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.

Figures from company filings, in INR; latest fiscal year ended March 31, 2026.

IBN logo

Icici Bank Limited

IBNIndia
Financial Services
INR (Local)

Income Statement

Annual • INR

Total Revenue
2.23T
Prev Year: 2.05T
YoY: +9.0%
Net Interest Income
1.06T
Prev Year: 973.04B
YoY: +9.1%
Interest Income
1.95T
Prev Year: 1.86T
YoY: +4.8%
Interest Expense
890.29B
Prev Year: 890.28B
YoY: +0.0%
Pre-tax Income
773.20B
Prev Year: 730.04B
YoY: +5.9%
Non Interest Expense
-
Provision for Income Taxes
193.84B
Prev Year: 184.35B
YoY: +5.1%
Income from Associates and Other Participating Interests
-
Net Income Common Stockholders
542.08B
Prev Year: 510.29B
YoY: +6.2%
Net Income
542.08B
Prev Year: 510.29B
YoY: +6.2%
Net Income Including Non-Controlling Interests
579.36B
Prev Year: 545.69B
YoY: +6.2%
Net Income from Continuing Operations
579.36B
Prev Year: 545.69B
YoY: +6.2%
Noncontrolling Interests
-37.29B
Prev Year: -35.40B
YoY: -5.3%
Diluted NI Available to Com Stockholders
542.08B
Prev Year: 509.87B
YoY: +6.3%
Basic EPS
151.78
Prev Year: 144.82
YoY: +4.8%
Diluted EPS
149.54
Prev Year: 142.28
YoY: +5.1%
Weighted Average Shares (basic)
3.57B
Prev Year: 3.52B
YoY: +1.4%
Weighted Average Shares (diluted)
3.62B
Prev Year: 3.59B
YoY: +1.1%
Net Income from Continuing and Discontinued Operation
542.08B
Prev Year: 510.29B
YoY: +6.2%
Normalized Income
542.08B
Prev Year: 509.96B
YoY: +6.3%
Reconciled Depreciation
31.23B
Prev Year: 26.90B
YoY: +16.1%
Net Income from Continuing Operation Net Minority Interest
542.08B
Prev Year: 510.29B
YoY: +6.2%
Tax Rate for Calcs
0.251
Prev Year: 0.253
YoY: -0.9%
Selling General and Administrative
1.07T
Prev Year: 552.97B
YoY: +93.7%
Average Dilution Earnings
-
Prev Year: -418.00M
General and Administrative Expense
1.07T
Prev Year: 500.48B
YoY: +114.0%
Other Special Charges
-
Prev Year: -439.08M
Insurance and Claims
818.36B
Prev Year: 241.17B
YoY: +239.3%
Gain on Sale of Securities
-
Prev Year: 44.34B
Salaries and Wages
252.59B
Prev Year: 236.51B
YoY: +6.8%
Depreciation Amortization Depletion
-
Prev Year: 26.27B
Operating Revenue
2.23T
Prev Year: 2.05T
YoY: +9.0%
Depreciation and amortization
-
Prev Year: 26.27B
Other Noninterest Expense
332.99B
Prev Year: 658.08B
YoY: -49.4%
Depreciation
-
Prev Year: 26.27B
Values in INR

Icici Bank key figures by fiscal year

FY2026FY2025FY2024FY2023FY2022
Revenue2.2T INR2.0T INR1.6T INR1.3T INR1.2T INR
Net income542.1B INR510.3B INR442.6B INR340.4B INR251.1B INR
Diluted EPS149.54 INR142.28 INR123.92 INR95.68 INR70.88 INR
Total assets29.1T INR26.4T INR23.6T INR19.6T INR17.5T INR
Total liabilities25.3T INR23.1T INR20.9T INR17.4T INR15.6T INR
Shareholders' equity3.6T INR3.1T INR2.6T INR2.1T INR1.8T INR
Cash2.6T INR2.4T INR1.9T INR1.6T INR2.1T INR
Total debt2.2T INR2.0T INR2.0T INR1.8T INR1.6T INR
Operating cash flow673.3B INR1.2T INR1.6T INR-37.7B INR581.1B INR
Capital spending37.3B INR47.7B INR36.8B INR24.7B INR18.6B INR
Free cash flow636.0B INR1.2T INR1.5T INR-62.4B INR562.5B INR

In INR. Fiscal years as reported by the company; statements on this page go back to fiscal year 2015.

Questions and answers

What was Icici Bank's revenue in fiscal year 2026?

2.23 trillion INR, up 9.0% from 2.05 trillion INR in fiscal year 2025.

How much profit does Icici Bank make?

Icici Bank reported net income of 542.08 billion INR for fiscal year 2026 (24.3% of revenue).

How much cash and debt does Icici Bank have?

At the end of fiscal year 2026: cash of 2.65 trillion INR and total debt of 2.20 trillion INR.

What is Icici Bank's free cash flow?

635.95 billion INR in fiscal year 2026 (operating cash flow of 673.25 billion INR minus capital spending of 37.30 billion INR).

Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Data may be incomplete, delayed, or contain inaccuracies. Consult with a qualified financial advisor before making any investment decisions.
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