UBS Group AG (UBS) Financial Statements

Executive TeamFinancials

UBS Group financial statements at a glance

UBS Group reported revenue of $47.30 billion for fiscal year 2025 (ended December 31, 2025), up 4.3% from fiscal year 2024. Net income was $7.77 billion, a net margin of 16.4%, and diluted earnings per share were $2.36.

At the end of fiscal year 2025 it had total assets of $1.62 trillion, total liabilities of $1.53 trillion and shareholders' equity of $90.21 billion, with cash of $211.01 billion and total debt of $336.04 billion.

Its operations brought in $21.85 billion of cash; capital spending was $2.36 billion, leaving free cash flow of $19.49 billion.

The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.

Figures from company filings, in USD; latest fiscal year ended December 31, 2025.

UBS logo

UBS Group AG

UBSSwitzerland
Financial Services
USD (Local)

Income Statement

Annual • USD

Total Revenue
47.30B
Prev Year: 45.35B
YoY: +4.3%
Net Interest Income
7.75B
Prev Year: 7.11B
YoY: +9.0%
Interest Income
34.29B
Prev Year: 43.05B
YoY: -20.4%
Interest Expense
26.55B
Prev Year: 35.95B
YoY: -26.2%
Non Interest Income
-
Prev Year: 38.24B
Fees And Commissions
-
Prev Year: 24.30B
Gain on Sale of Securities
14.01B
Prev Year: 14.69B
YoY: -4.6%
Fees and Commission Income
-
Prev Year: 26.89B
Operating Revenue
47.30B
Provision for Credit Losses
-
Prev Year: -551.00M
Occupancy And Equipment
1.06B
Prev Year: 1.20B
YoY: -11.6%
Professional and Contract Services Expense
1.28B
Prev Year: 1.62B
YoY: -20.7%
Selling General and Administrative
31.02B
Prev Year: 30.38B
YoY: +2.1%
General and Administrative Expense
30.45B
Prev Year: 29.80B
YoY: +2.2%
Salaries and Wages
25.39B
Prev Year: 24.78B
YoY: +2.5%
Selling and Marketing Expense
563.00M
Prev Year: 575.00M
YoY: -2.1%
Other Noninterest Expense
-1.02B
Prev Year: -774.00M
YoY: -32.2%
Special Income Charges
-2.48B
Prev Year: -2.34B
YoY: -6.0%
Non Interest Expense
-
Prev Year: 35.79B
Restructuring and Mergers Acquisition
3.55B
Prev Year: 2.66B
YoY: +33.4%
Other Special Charges
-789.00M
Prev Year: -70.00M
YoY: -1027.1%
Pre-tax Income
8.85B
Prev Year: 6.82B
YoY: +29.8%
Income from Associates and Other Participating Interests
-
Prev Year: 144.00M
Provision for Income Taxes
1.06B
Prev Year: 1.68B
YoY: -37.0%
Net Income Common Stockholders
7.77B
Prev Year: 5.08B
YoY: +52.7%
Net Income
7.77B
Prev Year: 5.09B
YoY: +52.7%
Net Income Including Non-Controlling Interests
7.80B
Prev Year: 5.15B
YoY: +51.5%
Net Income from Continuing Operations
7.80B
Prev Year: 5.15B
YoY: +51.5%
Diluted NI Available to Com Stockholders
7.77B
Prev Year: 5.08B
YoY: +52.7%
Basic EPS
2.46
Prev Year: 1.59
YoY: +54.7%
Diluted EPS
2.36
Prev Year: 1.52
YoY: +55.3%
Weighted Average Shares (basic)
3.15B
Prev Year: 3.20B
YoY: -1.5%
Weighted Average Shares (diluted)
3.29B
Prev Year: 3.35B
YoY: -1.8%
Net Income from Continuing and Discontinued Operation
7.77B
Prev Year: 5.09B
YoY: +52.7%
Normalized Income
9.95B
Prev Year: 6.85B
YoY: +45.3%
Reconciled Depreciation
3.53B
Prev Year: 3.80B
YoY: -7.1%
Net Income from Continuing Operation Net Minority Interest
7.77B
Prev Year: 5.09B
YoY: +52.7%
Interest Income After Provision for Loan Loss
-
Prev Year: 6.56B
Rent Expense (supplemental)
-
Total Unusual Items Excluding Goodwill
-2.48B
Prev Year: -2.34B
YoY: -6.0%
Total Unusual Items
-2.48B
Prev Year: -2.34B
YoY: -6.0%
Tax Rate for Calcs
0.119
Prev Year: 0
Total Money Market Investments
-
Prev Year: 4.07B
Tax Effect of Unusual Items
-294.76M
Prev Year: -574.66M
YoY: +48.7%
Noncontrolling Interests
-30.00M
Prev Year: -60.00M
YoY: +50.0%
Gain on Sale of Business
289.00M
Prev Year: 257.00M
YoY: +12.5%
Write-offs
2.00M
Prev Year: 80.00M
YoY: -97.5%
Depreciation Amortization Depletion
3.19B
Prev Year: 3.37B
YoY: -5.4%
Depreciation and amortization
3.19B
Prev Year: 3.37B
YoY: -5.4%
Other General and Administrative
5.06B
Prev Year: 5.03B
YoY: +0.7%
Values in USD

UBS Group key figures by fiscal year

FY2025FY2024FY2023FY2022FY2021
Revenue$47.3B$45.3B$38.9B$33.3B$35.1B
Net income$7.8B$5.1B$27.4B$7.6B$7.5B
Diluted EPS$2.36$1.52$8.30$2.25$2.06
Total assets$1.6T$1.6T$1.7T$1.1T$1.1T
Total liabilities$1.5T$1.5T$1.6T$1.0T$1.1T
Shareholders' equity$90.2B$85.1B$85.6B$56.9B$60.7B
Cash$211.0B$225.7B$317.1B$172.8B$194.8B
Total debt$336.0B$332.4B$377.7B$193.3B$218.7B
Operating cash flow$21.9B$3.3B$86.1B$14.6B$31.4B
Capital spending$2.4B$2.0B$1.7B$1.6B$1.8B
Free cash flow$19.5B$1.3B$84.4B$13.0B$29.6B

In USD. Fiscal years as reported by the company; statements on this page go back to fiscal year 2014.

Questions and answers

What was UBS Group's revenue in fiscal year 2025?

$47.30 billion, up 4.3% from $45.35 billion in fiscal year 2024.

How much profit does UBS Group make?

UBS Group reported net income of $7.77 billion for fiscal year 2025 (16.4% of revenue).

How much cash and debt does UBS Group have?

At the end of fiscal year 2025: cash of $211.01 billion and total debt of $336.04 billion.

What is UBS Group's free cash flow?

$19.49 billion in fiscal year 2025 (operating cash flow of $21.85 billion minus capital spending of $2.36 billion).

Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Data may be incomplete, delayed, or contain inaccuracies. Consult with a qualified financial advisor before making any investment decisions.
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