In Q2 fiscal 2026 (the quarter ended June 30, 2026), UMB Financial's largest business segment was Institutional Banking, with $129.19 million or 53% of revenue, up 19.6% from a year earlier. Next: Personal Banking (26%) and Commercial Banking (21%).
By product or service, Fiduciary and Trust brought in 40%, Credit Card brought in 12% and Other Financial Services brought in 12% of revenue in Q2 fiscal 2026.
The fastest-growing business segment from a year earlier was Commercial Banking (+20.2%).
From company filings, in USD; latest quarter ended June 30, 2026; quarterly data from Q3 fiscal 2017.

Fiscal quarters, from company filings
| Business segment | Q2 FY26 | Q1 FY26 | Q3 FY25 | Q2 FY25 | Share |
|---|---|---|---|---|---|
| Institutional Banking | $129.2M | $121.8M | $115.4M | $108.0M | 53% |
| Personal Banking | $64.4M | $36.7M | $31.8M | $71.0M | 26% |
| Commercial Banking | $51.9M | $46.3M | $56.1M | $43.2M | 21% |
In USD, fiscal quarters as reported; share = part of Q2 FY26 revenue.
| Product or service | Q2 FY26 | Q1 FY26 | Q3 FY25 | Q2 FY25 | Share |
|---|---|---|---|---|---|
| Fiduciary and Trust | $98.3M | $94.7M | $87.9M | $83.3M | 40% |
| Credit Card | $30.0M | $28.9M | $29.6M | $29.0M | 12% |
| Other Financial Services | $29.7M | $19.6M | $33.0M | $16.5M | 12% |
| Deposit Account | $29.6M | $29.5M | $29.2M | $28.9M | 12% |
| Investment Securities Gains Losses Net | $27.1M | $3.0M | – | $37.7M | 11% |
| Brokerage Fees | $25.4M | $21.1M | $20.5M | $20.5M | 10% |
| Trading and Investment Banking | $5.3M | $7.7M | $7.0M | $6.2M | 2% |
| Insurance Fees and Commissions | $207,000 | $255,000 | $307,000 | $189,000 | under 1% |
In USD, fiscal quarters as reported; share = part of Q2 FY26 revenue.
Institutional Banking, Personal Banking and Commercial Banking (as reported for Q2 fiscal 2026).
Institutional Banking: $129.19 million, or 53% of revenue, in Q2 fiscal 2026.
By revenue in Q2 fiscal 2026: Fiduciary and Trust (40%), Credit Card (12%), Other Financial Services (12%) and Deposit Account (12%).
Click a bar to see that period below. Striped bars are calculated fourth quarters; an empty slot means it could not be calculated on the same basis i
Fiscal quarter ended Jun 30, 2026
| Item | Revenue | Share |
|---|---|---|
| Institutional Banking | USD 129.19M | 52.6% |
| Personal Banking | USD 64.38M | 26.2% |
| Commercial Banking | USD 51.94M | 21.2% |
Sum of items USD 245.50M. Shares are of the items shown. Click an item with › to see its parts.
Every item and period in one grid. Purple = calculated; "–" = not available.
| Item | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 | Q4 FY23 | Q3 FY23 | Q2 FY23 | Q1 FY23 | Q4 FY22 | Q3 FY22 | Q2 FY22 | Q1 FY22 | Q4 FY21 | Q3 FY21 | Q2 FY21 | Q1 FY21 | Q4 FY20 | Q3 FY20 | Q2 FY20 | Q1 FY20 | Q4 FY19 | Q3 FY19 | Q2 FY19 | Q1 FY19 | Q4 FY18 | Q3 FY18 | Q2 FY18 | Q1 FY18 | Q4 FY17 | Q3 FY17 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Institutional Banking | 129.2M | 121.8M | 117.3M | 115.4M | 108.0M | 103.8M | 108.6M | 100.7M | 95.1M | 92.7M | 90.4M | 86.5M | 86.8M | 84.2M | 80.1M | 89.4M | 81.1M | 73.3M | 70.7M | 65.6M | 68.7M | 68.4M | 22.3M | 62.7M | 66.5M | 62.0M | 62.3M | 58.6M | 55.6M | 55.9M | 19.4M | 15.2M | 16.2M | 15.8M | – | 12.8M |
| Commercial Banking | 51.9M | 46.3M | 43.1M | 56.1M | 43.2M | 37.2M | 30.4M | 30.2M | 27.7M | 43.0M | 26.0M | 23.1M | 25.7M | 22.9M | 22.2M | 16.8M | 56.9M | 26.7M | 22.1M | 17.0M | 37.1M | 8.2M | 147.1M | 22.5M | 24.1M | 11.2M | 19.2M | 18.9M | 20.4M | 23.2M | 100.4M | 94.8M | 93.1M | 91.9M | – | 89.4M |
| Personal Banking | 64.4M | 36.7M | 38.0M | 31.8M | 71.0M | 25.2M | 26.2M | 27.8M | 22.1M | 23.6M | 23.9M | 23.7M | 25.6M | 23.1M | 23.2M | 22.6M | 38.4M | 23.7M | 25.9M | 25.3M | 25.7M | 32.3M | 25.3M | 27.8M | 29.9M | 25.2M | 28.9M | 26.1M | 29.4M | 28.4M | 32.0M | 31.1M | 31.0M | 30.9M | – | 30.7M |
| Healthcare Services | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 10.0M | 9.4M | 9.8M | 9.3M | – | 8.0M |