Zions Bancorporation, National Association (ZION) Financial Statements
Zions Bancorporation, National Association financial statements at a glance
Zions Bancorporation, National Association reported revenue of $3.39 billion for fiscal year 2025 (ended December 31, 2025). Net income was $884.00 million, a net margin of 26.1%, and diluted earnings per share were $6.01.
At the end of fiscal year 2025 it had total assets of $88.99 billion, total liabilities of $81.81 billion and shareholders' equity of $7.18 billion, with cash of $2.89 billion and total debt of $3.47 billion.
Its operations brought in $1.07 billion of cash; capital spending was $121.00 million, leaving free cash flow of $952.00 million.
The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.
Figures from company filings, in USD; latest fiscal year ended December 31, 2025.
Zions Bancorporation, National Association
Income Statement
Annual • USD
Zions Bancorporation, National Association key figures by fiscal year
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | $3.4B | – | – | – | $2.9B |
| Net income | $884.0M | $784.0M | $680.0M | $907.0M | $1.1B |
| Diluted EPS | $6.01 | – | – | – | $6.79 |
| Total assets | $89.0B | $88.8B | $87.2B | $89.5B | $93.2B |
| Total liabilities | $81.8B | $82.7B | $81.5B | $84.7B | $85.7B |
| Shareholders' equity | $7.2B | $6.1B | $5.7B | $4.9B | $7.5B |
| Cash | $2.9B | – | – | – | $10.9B |
| Total debt | $3.5B | $4.8B | $4.9B | $11.1B | $1.0B |
| Operating cash flow | $1.1B | $1.1B | $885.0M | $1.5B | $629.0M |
| Capital spending | $121.0M | – | – | – | $206.0M |
| Free cash flow | $952.0M | – | – | – | $423.0M |
In USD. Fiscal years as reported by the company; statements on this page go back to fiscal year 2020.
Questions and answers
What was Zions Bancorporation, National Association's revenue in fiscal year 2025?
$3.39 billion.
How much profit does Zions Bancorporation, National Association make?
Zions Bancorporation, National Association reported net income of $884.00 million for fiscal year 2025 (26.1% of revenue).
How much cash and debt does Zions Bancorporation, National Association have?
At the end of fiscal year 2025: cash of $2.89 billion and total debt of $3.47 billion.
What is Zions Bancorporation, National Association's free cash flow?
$952.00 million in fiscal year 2025 (operating cash flow of $1.07 billion minus capital spending of $121.00 million).
